USA Lending California Privacy Notice Effective Date: [Insert Date]

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Under the California Consumer Privacy Act (CCPA), California residents have specific rights regarding their personal information. This notice explains your rights and how USA Lending collects, uses, and shares personal data.

1. Information We Collect

We may collect the following categories of personal information:

  • Identifiers: Name, address, email, phone number, Social Security number.
  • Financial information: Credit history, income, account information.
  • Internet or electronic activity: IP address, browsing history.

2. Your Rights Under CCPA

  • Right to Know: You have the right to request what personal data we collect, use, and disclose.
  • Right to Delete: You may request that we delete your personal data, subject to legal obligations.
  • Right to Opt-Out: You have the right to opt out of the sale of your personal data.
  • Right to Non-Discrimination: We will not discriminate against you for exercising your CCPA rights.

3. How to Exercise Your Rights

To exercise your rights, you can:

  • Call us at 800-377-5828
  • Email us at support@usalending.com
  • Visit usalending.com

We will respond to your request within 45 days as required by law. We may need to verify your identity before processing your request.

4. Information We Share

We do not sell your personal information. However, we may share your data with service providers for business purposes, such as processing transactions, providing customer support, and ensuring regulatory compliance.

5. Do Not Sell My Personal Information

If applicable, you can opt-out of the sale of your personal information by visiting [Insert URL for Opt-Out Request].

6. Updates to this Notice

We may update this California Privacy Notice periodically to reflect changes in our practices or legal obligations. Please review it regularly for updates.

7. Contact Us

For questions about this California Privacy Notice or to exercise your rights, please contact us at:

USA Lending
5900 Balcones Drive #20432
800-377-5828
support@usalending.com

Company

USA Lending, LLC is a Utah licensed lender under the Utah Department of Financial Institutions. Personal loan offers provided to customers who originated via a paid Google or Bing advertisement feature rate quotes on USA Lending of no greater than 35.99% APR, with terms ranging from 61 days to 180 months. Your actual rate depends on credit score, loan amount, loan term, domicile, and credit usage and history, and will be agreed upon between you and the lender. An example of the total amount paid on a personal loan of $10,000 for a term of 36 months at a rate of 10% would be equivalent to $11,616.12 over the 36-month life of the loan. For additional loan options, please call:

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