USA Lending Privacy Notice Effective Date: [Insert Date]
At USA Lending, protecting your privacy is a priority. This notice explains how we collect, use, share, and protect your personal information. It also outlines your rights to limit certain data sharing.
1. Information We Collect
We collect information about you, such as:
- Personal Identifiers (name, address, Social Security number, etc.)
- Financial Information (credit history, income, etc.)
- Transaction Data (loan balances, payments)
2. How We Use and Share Your Information
We may use your personal information to:
- Process loans and services
- Comply with legal obligations
- Prevent fraud and ensure security
We share your information with service providers and affiliates for business and marketing purposes. However, USA Lending does not sell your personal information.
3. Your Privacy Rights
You have the right to:
- Opt-out of certain data sharing
- Request access or deletion of your personal data
- Restrict marketing communications
4. How We Protect Your Information
We use encryption, secure servers, and access controls to protect your data from unauthorized access. While we implement strict security measures, no system is completely secure, so your use of our services is at your own risk.
5. Retention of Data
We retain your data as long as necessary for legal or business purposes. Once no longer needed, we securely delete or anonymize your information.
6. Children’s Privacy
Our services are not intended for individuals under 18. We do not knowingly collect data from minors.
7. Updates to This Privacy Notice
We may periodically update this notice to reflect changes in our practices or comply with legal requirements.
8. Contact Information
For questions or to exercise your privacy rights, contact us at:
USA Lending
5900 Balcones Drive #20432
800-377-5828
support@usalending.com
This notice is compliant with privacy regulations, including the Gramm-Leach-Bliley Act (GLBA), California Consumer Privacy Act (CCPA), and other state laws.